{"id":5794,"date":"2026-07-09T06:24:54","date_gmt":"2026-07-09T05:24:54","guid":{"rendered":"https:\/\/www.guzmanwealth.com\/?page_id=5794"},"modified":"2026-07-09T06:28:33","modified_gmt":"2026-07-09T05:28:33","slug":"privacy-policy-disclosures","status":"publish","type":"page","link":"https:\/\/www.guzmanwealth.com\/index.php\/privacy-policy-disclosures\/","title":{"rendered":"Privacy Policy &amp; Disclosures"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"5794\" class=\"elementor elementor-5794\">\n\t\t\t\t        <section class=\"elementor-section elementor-top-section elementor-element elementor-element-51dbfdc elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-height-default ct-header-fixed-none ct-row-max-none\" data-id=\"51dbfdc\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n            \n                        <div class=\"elementor-container elementor-column-gap-no \">\n                    <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-727c13e\" data-id=\"727c13e\" data-element_type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-521e1cb elementor-widget elementor-widget-html\" data-id=\"521e1cb\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<section class=\"gw-policy-section\">\r\n  <style>\r\n    .gw-policy-section{\r\n      padding:80px 20px;\r\n      background:linear-gradient(135deg,#f7f9fb 0%,#ffffff 55%,#f3eee7 100%);\r\n      font-family:\"Segoe UI\",Arial,sans-serif;\r\n      color:#103562;\r\n    }\r\n\r\n    .gw-policy-wrap{\r\n      max-width:1100px;\r\n      margin:auto;\r\n      background:#fff;\r\n      border-radius:28px;\r\n      padding:55px;\r\n      box-shadow:0 25px 70px rgba(16,53,98,.12);\r\n      border-top:8px solid #b38a56;\r\n    }\r\n\r\n    .gw-policy-header{\r\n      text-align:center;\r\n      margin-bottom:45px;\r\n    }\r\n\r\n    .gw-policy-header span{\r\n      display:inline-block;\r\n      background:rgba(179,138,86,.15);\r\n      color:#b38a56;\r\n      padding:10px 22px;\r\n      border-radius:50px;\r\n      font-size:13px;\r\n      font-weight:800;\r\n      letter-spacing:2px;\r\n      text-transform:uppercase;\r\n      margin-bottom:18px;\r\n    }\r\n\r\n    .gw-policy-header h2{\r\n      font-size:42px;\r\n      line-height:1.2;\r\n      margin:0;\r\n      color:#103562;\r\n      font-weight:800;\r\n    }\r\n\r\n    .gw-policy-box{\r\n      margin-bottom:35px;\r\n      padding:30px;\r\n      border-radius:22px;\r\n      background:#f8fafc;\r\n      border-left:5px solid #b38a56;\r\n    }\r\n\r\n    .gw-policy-box h3{\r\n      font-size:26px;\r\n      margin:0 0 18px;\r\n      color:#103562;\r\n    }\r\n\r\n    .gw-policy-box p{\r\n      font-size:16px;\r\n      line-height:1.8;\r\n      margin:0 0 14px;\r\n      color:#334155;\r\n    }\r\n\r\n    .gw-policy-list{\r\n      margin:0;\r\n      padding:0;\r\n      list-style:none;\r\n    }\r\n\r\n    .gw-policy-list li{\r\n      position:relative;\r\n      padding-left:30px;\r\n      margin-bottom:14px;\r\n      font-size:16px;\r\n      line-height:1.7;\r\n      color:#334155;\r\n    }\r\n\r\n    .gw-policy-list li::before{\r\n      content:\"\";\r\n      position:absolute;\r\n      left:0;\r\n      top:10px;\r\n      width:11px;\r\n      height:11px;\r\n      background:#b38a56;\r\n      border-radius:50%;\r\n      box-shadow:0 0 0 5px rgba(179,138,86,.16);\r\n    }\r\n\r\n    .gw-policy-note{\r\n      background:#103562;\r\n      color:#fff;\r\n      padding:24px 28px;\r\n      border-radius:20px;\r\n      margin-top:30px;\r\n      text-align:center;\r\n    }\r\n\r\n    .gw-policy-note p{\r\n      margin:0;\r\n      font-size:16px;\r\n      line-height:1.7;\r\n      color:#fff;\r\n    }\r\n\r\n    .gw-policy-note a{\r\n      color:#b38a56;\r\n      font-weight:700;\r\n      text-decoration:none;\r\n    }\r\n\r\n    @media(max-width:768px){\r\n      .gw-policy-section{\r\n        padding:50px 15px;\r\n      }\r\n\r\n      .gw-policy-wrap{\r\n        padding:30px 22px;\r\n        border-radius:20px;\r\n      }\r\n\r\n      .gw-policy-header h2{\r\n        font-size:32px;\r\n      }\r\n\r\n      .gw-policy-box{\r\n        padding:22px;\r\n      }\r\n\r\n      .gw-policy-box h3{\r\n        font-size:23px;\r\n      }\r\n    }\r\n  <\/style>\r\n\r\n  <div class=\"gw-policy-wrap\">\r\n    <div class=\"gw-policy-header\">\r\n      <span>Legal Information<\/span>\r\n      <h2>Privacy Policy & Compliance Disclosures<\/h2>\r\n    <\/div>\r\n\r\n    <div class=\"gw-policy-box\">\r\n      <h3>Privacy Policy<\/h3>\r\n      <p>\r\n        At Guzman Wealth &amp; Protection, protecting your personal information is an important part of our commitment to serving our clients.\r\n      <\/p>\r\n      <p>\r\n        Information collected through this website is used solely to respond to inquiries, evaluate financial planning needs, schedule consultations, and provide requested services.\r\n      <\/p>\r\n      <p>\r\n        We do not sell or rent your personal information to third parties.\r\n      <\/p>\r\n      <p>\r\n        Documents uploaded through our secure intake process are used exclusively for evaluating your existing financial and insurance strategies and are handled with appropriate confidentiality.\r\n      <\/p>\r\n      <p>\r\n        By using this website, you acknowledge and agree to this Privacy Policy.\r\n      <\/p>\r\n    <\/div>\r\n\r\n    <div class=\"gw-policy-box\">\r\n      <h3>Disclosures &amp; Compliance<\/h3>\r\n      <ul class=\"gw-policy-list\">\r\n        <li>Santiago Guzman Cifuentes is an independent contractor and authorized agent representing Falcon PG Wealth Management and Insurance Services.<\/li>\r\n        <li>California Insurance License #4548084.<\/li>\r\n        <li>This website and its services are intended solely for residents of the State of California.<\/li>\r\n        <li>Securities, wealth management, and investment advisory services are offered only through appropriately authorized broker-dealers and investment advisory firms, where applicable.<\/li>\r\n        <li>Falcon PG agents operate independently and are not employees of individual insurance carriers.<\/li>\r\n        <li>Indexed Universal Life insurance policies are subject to indexing methods, participation rates, caps, and policy terms.<\/li>\r\n        <li>Variable life insurance and variable annuities involve market risk, including the possible loss of principal.<\/li>\r\n        <li>The information presented on this website is intended for educational purposes only and should not be interpreted as legal, tax, investment, or financial advice.<\/li>\r\n        <li>Please consult your attorney, tax advisor, or financial professional regarding your individual circumstances.<\/li>\r\n      <\/ul>\r\n    <\/div>\r\n\r\n    <div class=\"gw-policy-note\">\r\n      <p>\r\n        You may review the background of this financial professional through \r\n        <a href=\"https:\/\/brokercheck.finra.org\/\" target=\"_blank\">FINRA BrokerCheck<\/a>.\r\n      <\/p>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n        \t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Legal Information Privacy Policy &#038; Compliance Disclosures Privacy Policy At Guzman Wealth &amp; Protection, protecting your personal information is an important part of our commitment to serving our clients. Information collected through this website is used solely to respond to inquiries, evaluate financial planning needs, schedule consultations, and provide requested services. We do not sell [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-5794","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.guzmanwealth.com\/index.php\/wp-json\/wp\/v2\/pages\/5794","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.guzmanwealth.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.guzmanwealth.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.guzmanwealth.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.guzmanwealth.com\/index.php\/wp-json\/wp\/v2\/comments?post=5794"}],"version-history":[{"count":4,"href":"https:\/\/www.guzmanwealth.com\/index.php\/wp-json\/wp\/v2\/pages\/5794\/revisions"}],"predecessor-version":[{"id":5799,"href":"https:\/\/www.guzmanwealth.com\/index.php\/wp-json\/wp\/v2\/pages\/5794\/revisions\/5799"}],"wp:attachment":[{"href":"https:\/\/www.guzmanwealth.com\/index.php\/wp-json\/wp\/v2\/media?parent=5794"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}